DunsRoot builds the business-credit profile your bank actually checks. DUNS-verified trade references, net-30 vendor accounts, and a fundability plan for your LLC — delivered in 14 to 90 days, never against your personal credit.
Every DunsRoot program operates against your EIN — never a personal credit pull. Choose the depth that matches your timeline. Each tier has its own dedicated brief.
The full first-fourteen-day build: DUNS, five vendor accounts, banking verification, and a clean profile your bank can pull from on day fifteen.
Our most popular tier. Ten vendor accounts placed, all three bureau profiles activated, and your first business credit card application strategy mapped out — done in thirty days.
Fundability prep against $50k–$250k credit lines. Three matched underwriter introductions, done-for-you applications, and a 60-day sequence to your first approval.
Our flagship engagement: six months of weekly calls, direct underwriter introductions, unlimited done-for-you applications, and a $250k–$1M roadmap.
No mystery, no inflated promises. Here's the exact sequence every DunsRoot client moves through — same process, different depth per tier.
We audit your LLC paperwork (or form one), align your EIN with state registration, secure the business banking trail, and file your DUNS application. If anything's misaligned — wrong address, name mismatch, missing operating agreement — we surface it in week one, not at the underwriting table.
Five to twenty net-30 vendor accounts are opened in your LLC's name, against your EIN. Each one reports to at least one of D&B, Experian Business, or Equifax Business. We place the orders, manage the first cycle, and confirm the reporting status with each vendor.
Once three trade references are reporting, D&B issues a PAYDEX score and Experian Business issues an Intelliscore. We monitor each bureau weekly, dispute reporting errors immediately, and push the profile toward the 80+ PAYDEX / 76+ Intelliscore range banks require for credit-card and line-of-credit approval.
In Funded and Funded Elite tiers we hand-match you to two or three underwriters who already pull from D&B for the program type you need (working capital, equipment, SBA). Done-for-you applications, sequencing strategy, and lender-call prep are included. The bank meeting is the last step, not the first.
Every account we place reports to at least one of the three business bureaus. Approval runs against your EIN, not your personal credit. Below is a sample of the network — Builder unlocks 24, Funded unlocks all 45.
Every other option in this category either hands you a list and a course, or sells you a dashboard. DunsRoot is the only one that does the placements for you.
| Capability | DunsRoot | DIY | Nav | Credit Suite |
|---|---|---|---|---|
| Vendor accounts placed for you | ●Done in your LLC's name | — | — | Vendor list only |
| DUNS number setup + verification | ●Filed + monitored | DIY | Self-serve | Walkthrough |
| Business banking + EIN audit | ●Audited, corrected if needed | DIY | — | — |
| PAYDEX target & bureau monitoring | ●80+ targeted, weekly review | DIY | Dashboard view | — |
| Underwriter introductions | ●2–3 matched (Funded+) | — | — | — |
| Done-for-you applications | ●5+ (Funded), unlimited (Elite) | DIY | — | — |
| Personal credit pull required | ●Never | Often | N/A | Sometimes |
| Median time to first reporting line | ●14 days | 60–120 days | N/A | 30–90 days |
| Refund policy | ●14-day full refund | N/A | Tier-dependent | Restrictive |
| Engagement model | ●Service | DIY | SaaS | Course |
Outcomes vary — every business profile, industry, and lender appetite is different. These are recent files in the network.
Freight brokerage
We were quoted 28% APR on a $40k truck loan before DunsRoot. Ninety days into the Funded program we closed the same line at 9.4% in the LLC's name. The bank never asked for my personal credit.
Interior design studio
Builder placed 10 vendor accounts inside 30 days. By month three the Experian Business profile was thick enough that Uline approved us for a $25,000 net-60 directly — no co-signer, no PG.
Trade contractor
I needed inventory financing for a commercial bid and my personal cards were maxed. Funded Elite paired me with two underwriters in week six. Closed $125k in business cards plus a $60k LOC by week nine.
Pick a program above, or send us your EIN and we'll send back a 90-day map of exactly which trade lines, bureau actions, and underwriter introductions your LLC needs. No call required.