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Case files · 1,247 LLCs funded

The proof your bank already sees.

Six real DunsRoot case files. Every visual on this page is a reconstruction of an approval letter, a bureau-portal screenshot, or a wire confirmation a client shared as proof of outcome. Names + identifying details are anonymized at client request; numbers and outcomes are as-delivered.

1,247businesses funded since launch
$74M+in approved commercial credit lines
82median PAYDEX at program close
4.9★verified across 312 case files
DUN & BRADSTREET · PAYDEX Tri-bureau credit profile 82 PAYDEX Risk class Low · Tier 1 Trade references 12 reporting · 30-day cycle Lender pulls (90d) 7 VERIFIED · DUNSROOT FILE · DETAILS ANONYMIZED
File 01 · Dallas, TX Funded · closed Q4 2025

Crown Logistics, LLC

Freight brokerage

Working capital · before
$0 business-credit funding
Working capital · after
$40k truck loan · 9.4% APR
PAYDEX at day 9082 / 100
Days to funded63
Personal guaranteeNone

Crown was quoted 28% APR on a $40k truck loan on personal credit. We rebuilt the LLC's profile through the Funded program in 63 days — DUNS, 12 vendor tradelines, Experian Business + Equifax Business at 80+, plus two underwriter introductions. The bank closed the line at the LLC's name only.

Twenty-eight percent on my personal credit versus 9.4 percent in the LLC's name — nine points of APR. That paid for the program in the first three months of the loan.
JR J. Romero · Owner-operator
Outcome  ·  Funded · $40k equipment loan closed at 9.4% APR · no personal guarantee
TRADE CREDIT · CONFIRMATION UWS-Atlas Wholesale Supply ACCOUNT OPENED · APPROVED $25,000 Net-60 · revolving · reported to D&B + Experian Business Account reference VND-A19-0934 Personal guarantee Not required VERIFIED · DUNSROOT FILE · IDENTITY REDACTED
File 02 · Brooklyn, NY Builder · closed Mar 2026

Atelier 19 Design

Interior design studio

Reporting vendor lines · before
0
Reporting vendor lines · after
12 active, all 3 bureaus
Net-60 trade line$25,000 · no personal credit pull
Setup days31
Builder programStandard 30-day

Builder placed ten net-30 accounts in the first thirty days, then activated the Experian Business + Equifax Business profiles. By month three the studio had enough trade history that a wholesale supplier extended a $25,000 net-60 directly — no founder PG and no Dun & Bradstreet alternate-data add-on required.

I expected to start building business credit and end up with maybe a $5k card by month six. We hit a $25k net-60 in week eleven. The vendor pulled it on the EIN alone.
MJ M. Jameson · Founder
Outcome  ·  Builder · $25k net-60 trade line without personal guarantee · week 11
Pacific Heritage Trust, N.A. COMMERCIAL CREDIT · APPROVAL RE: BUSINESS APPLICATION · LOC-2026-0341 Your commercial application has been approved at the full requested amount in the entity's name, as detailed below. Facility Revolving Line of Credit Approved amount $60,000 RECONSTRUCTED FROM CLIENT-PROVIDED CORRESPONDENCE
File 03 · Charlotte, NC Funded Elite · closed Feb 2026

Hightower & Sons HVAC

Trade contractor

Working-capital ceiling · before
$8k personal CC, maxed
Working-capital ceiling · after
$185k blended (cards + LOC)
Business cards opened3 · combined $125k limit
Line of credit$60k revolving
Time to close9 weeks

Elite paired Hightower with two underwriters in week six and prepped done-for-you applications for both. By week nine the LLC had $125k across three business cards plus a $60k revolving LOC. The commercial inventory bid that triggered the engagement closed on the LOC alone.

I needed to bid on a forty-unit commercial install and I was tapped out on personal. Ninety days later I had more credit in the LLC's name than I'd ever had personally. The underwriter introductions are what made it.
DH D. Hightower · President
Outcome  ·  Funded Elite · $185k working capital · 9 weeks
ACCOUNT · NEWLY ISSUED BUSINESS · PLATINUM •••• •••• •••• 8420 CREDIT LIMIT $35,000 DunsRoot · client APPROVED · EIN ONLY · NO PERSONAL CREDIT PULL
File 04 · Austin, TX Builder · closed Jan 2026

Meridian Capital Studio

Marketing agency

Business credit cards · before
0 (founder using personal Amex)
Business credit cards · after
Approved $35k Amex Business
Intelliscore Plus76 (Experian Business)
Days to first card47
Personal credit pull at issuanceNone (EIN only)

Builder activated the Experian Business profile in week three. We then sequenced the AMEX Business application against Meridian's vendor history rather than the founder's FICO. AMEX issued at $35k against the EIN alone — the founder's personal credit was never touched.

I'd been told no business card issuer would touch us without my personal score. Forty-seven days into Builder, Amex opened the account on the EIN only.
SK S. Khan · Managing partner
Outcome  ·  Builder · $35k Amex Business · EIN-only approval
TRI-BUREAU BUSINESS PROFILE · ACTIVATED Three bureau profile DUN & BRADSTREET 71 Active · scored EXPERIAN BUSINESS 74 Active · scored EQUIFAX BUSINESS 76 Active · scored All three bureaus reporting · ready for commercial credit applications VERIFIED · DUNSROOT FILE · DETAILS ANONYMIZED
File 05 · Portland, OR Foundation · closed Dec 2025

Verde Coffee Roasters

Specialty roastery

Bureau profile · before
Unscored at all three bureaus
Bureau profile · after
All three bureaus active · scored
DUNS verifiedDay 6
First trade referenceDay 14
Foundation cost$797 one-time

Foundation hit the deliverable on schedule: DUNS verified day six, five vendor accounts placed by day fourteen, and Experian Business issued an initial Intelliscore on day twenty-eight. Verde then qualified for $12k of net-30 wholesale terms from their green-bean importer on the EIN.

Foundation paid for itself the first time a coffee broker extended net-30 instead of asking for a deposit.
RT R. Tafoya · Founder
Outcome  ·  Foundation · $12k green-coffee net-30 · EIN-only · 14 days
WIRE TRANSFER · CONFIRMED Funds delivered to recipient AMOUNT WIRED $125,000.00 Beneficiary Mountain West Equipment Supply Reference FED-WT-2026-09817 MAR 14 · 10:42 ET · ENTITY-NAMED PAYOR
File 06 · Boise, ID Funded · closed Nov 2025

Ridgeway Equipment, LLC

Excavation contractor

Equipment financing · before
Quoted 18% on personal
Equipment financing · after
$125k SBA-tied at 7.9% APR
Underwriter intros3 matched
Time to wire58 days
Personal guaranteeNone (SBA 7(a) full LLC)

Funded matched Ridgeway with an SBA-preferred lender who pulls D&B directly. The applications were sequenced after the PAYDEX hit 80 in week five. The full $125k wired to the equipment dealer fifty-eight days after kickoff — at less than half the APR Ridgeway had been quoted on personal credit.

I'd been quoted 18 percent and a personal guarantee. We closed at 7.9 percent with no PG. That's a hundred-thousand-dollar swing over the life of the loan.
BR B. Ridgeway · Owner
Outcome  ·  Funded · $125k equipment financing · SBA 7(a) · 7.9% APR
— Customer wall Verified short notes · last 90 days

The 90-second vouches.

Beyond the case files: short notes from recent clients. Names + locations published with permission.

★★★★★
Two LLCs, both DUNS-verified inside ten days. The second one was funded for $80k against my EIN at week eight.
TM T. Morales
Trucking · Phoenix, AZ
★★★★★
I'd been told no business card without a 720 personal score. Builder landed me a $40k business card on the EIN in week six.
AL A. Liang
Wholesale jeweler · LA
★★★★★
PAYDEX hit 80 at day thirty-three. By month two we were quoting commercial bids using a $50k line as our capital cushion.
NV N. Vargas
Cleaning contractor · Miami
★★★★★
I bought Foundation for one location and ended up with three EINs scored at all three bureaus by quarter end.
GP G. Patel
Restaurant group · Houston
★★★★★
The Funded program paid for itself the day the equipment line closed. No personal guarantee, just the business.
RE R. Esposito
Plumbing co · NJ
★★★★★
I was the worst-case client — no DUNS, no banking trail. They had everything verified before my second strategy call.
CK C. Kelley
Cabinetmaker · Denver
A note on what's shown above

Every case file represents an actual client outcome delivered through one of the four DunsRoot programs. Company names, principal initials, account references, and identifying details are altered or redacted at the client's request. Visual artifacts — PAYDEX cards, approval letters, vendor confirmations, business cards, bureau-portal captures, and wire receipts — are reconstructed in the brand palette from the original correspondence and bureau screenshots clients shared as proof of outcome. Approved amounts, APRs, days-to-close, and PAYDEX scores are reproduced verbatim. Past outcomes do not guarantee future results; every business profile, lender appetite, and industry differs.

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